{
    "description": "Checked against an outside source; identity not verified",
    "annex": null,
    "flows": {
        "f1": true,
        "f0": false
    },
    "record": {
        "id": "r-0001",
        "party": "natural",
        "status": "active",
        "joined_on": "2026-09-01",
        "flow": "f1",
        "terms": "t1",
        "identity": {
            "name": true,
            "birth_date": true,
            "contact_confirmed": true,
            "verified": null
        },
        "membership": {
            "basis": "checked",
            "in_class": true,
            "evidence": [],
            "checked_against": "public register"
        },
        "duplicate_of": null
    },
    "expected": {
        "grade": "B",
        "reasons": [
            "identity_not_verified"
        ]
    }
}